As soon as your personal bank loan is authorized, you might have the cash in your account within 20 moments.

As soon as your personal bank loan is authorized, you might have the cash in your account within 20 moments.

Fast Payment Times

Lower than 10 mins is all you’ll want to use with our fast on line application.

Simply take charge

Manage repayments and keep an eye on your loan when, anywhere with My Loans

We’ve approved significantly more than 6.5 million loans.

Which is 6.5 million times we have been able to assist our customers out once the unexpected happens. We realize that life does not constantly visit plan, to make certain that’s the reason we have caused it to be easy. Apply for around $5,000 instore or online for any such thing from a vehicle fix to a last-minute birthday celebration present.

Just take cost with My Loans

Plus, we’ve managed to make it even better to keep an eye on your loans, make repayments and see your payments that are upcoming My Loans.

Loan Kinds

Ever get confused about most of the different names you can find for short-term loans? No issues. We explain all of them here, in clear and terms that are easy.

You need a loan for and how much you’d like to borrow, you can apply online or visit your nearest Cash Converters store to speak to one of our friendly staff and apply in person if you know what.


To utilize for a personal bank loan, you have to be A australian resident.


We are able to assist but you can find guidelines we must follow. The debt repayments can’t become more than 20percent of one’s Centrelink income. For instance, if you will get $700 per fortnight from Centrelink, your collective repayments on all cash that is short-term cannot surpass 20% of this quantity, for example. $140 per fortnight. That features your loans with other loan providers.


Though we don’t provide instant approval, we’ll just need to visit your documents as soon as your application is accepted. The earlier just about everyone has the paperwork we have to figure out if that loan would work, the faster you will have an outcome. Based on who you bank with, the mortgage funds could be in your account within 20 mins of approval.


Yes, you might be nevertheless qualified to use. Credit rating just types one area of the applications procedure along with other information, such as for example work and costs, can also be regarded as an element of the evaluation.


This will depend on who you bank with. Presuming we’ve all the supporting paperwork we have to evaluate your loan suitability, the funds might be in your bank account within 20 mins after getting approval for unsecured loans, dependent on your bank.


We are unable to process your loan application if you are currently in a part 9 Debt Agreement. Nevertheless, when you yourself have formerly held it’s place in a right component 9 financial obligation contract that has been successfully released, we are going to evaluate the application on your own present situation.

It really is therefore easy. Great customer care with no waiting duration.

That is Eligible?

Also when you have a very poor credit rating, you may possibly nevertheless qualify for a loan.

All you need to learn about Cash Converters’ loans.

Find your cashies that are local

Are available in to your store that is nearest and obtain instant, on-the-spot money.

Fee Disclosures

Our Small signature loans sustain a 20% Establishment Fee and a 4% month-to-month cost, on the basis of the quantity lent. As an example, a little loan of $1,000 over 9 months has costs and fees totalling $560 (1 x $200 + 9 x $40), leading to a complete payment of $1,560. Our moderate unsecured loans sustain a $400 establishment charge and interest at a cost that is annual of 48%. The most yearly portion prices on our loans is 217.95%. The minimum loan term is 2 months and no more than year for touch loans and a couple of years for medium quantity loans. Our loans are repayable in regular, fortnightly or month-to-month instalments. Loans could be settled early without any penalty and charges is only going to be charged whilst there is certainly a highly skilled stability on the mortgage, ergo very very early settlement wil dramatically reduce the quantity payable in the loan. Loans are at the mercy of evaluation requirements and suitability.